RALEIGH (December 15, 2020) — Governor Roy Cooper signed a state disaster declaration for Alexander County and the surrounding counties of Caldwell, Catawba, Iredell, and Wilkes, after heavy rains associated with the remains of Tropical Storm Eta caused deadly floods. In addition to U.S. Small Business Administration disaster loans, the state has established an individual assistance grant program to assist with flood recovery.
Read the disaster declaration.
“The tragic consequences of this storm left loved ones grieving, families without homes, and damaged communities,” said Governor Cooper. “While this declaration can’t bring back those lives, it is a way to help those communities begin to recover and move forward.”
Tropical moisture from Eta caused widespread flooding across the state on Nov. 12, which required evacuations and water rescues, and resulted in 12 deaths, including six in Alexander County. The storm also damaged and washed out roads and caused widespread power outages.
The U.S. Small Business Administration (SBA) granted Governor Cooper’s request for a disaster declaration for the event, making SBA low-interest disaster loans available to people and businesses recovering from the storm.
People can apply online for SBA Disaster Loans using the Electronic Loan Application (ELA) via the SBA’s secure website at disasterloanassistance.sba.gov. Virtual customer support representatives will be available to assist applicants with completing the online application. SBA Disaster Loans provide up to $200,000 to homeowners and up to $2 million to businesses to repair and/or replace damaged real estate. Homeowners and renters would also be eligible for loans up to $40,000 to repair or replace damaged personal property. The filing deadline to return applications for physical property damage is Feb. 2, 2021. The deadline to return economic injury applications is Sept. 7, 2021. There is no cost to apply for, or withdraw from, SBA disaster assistance nor is there an obligation for an applicant to take a loan if approved. By submitting an application, survivors secure access to possible SBA financing that can be used as part of their recovery efforts.
For those who do not qualify for SBA loans, or have unmet needs after SBA assistance, state-funded individual assistance grants are available. Applications for state assistance will be taken via telephone at 919-825-2378. Residents should apply for both forms of assistance.
State of North Carolina Individual Assistance
Open: 8:00 a.m. to 5:00 p.m. EST, Monday through Friday
10:00 a.m. to 2:00 p.m. EST, Saturday